Securing financing is just one part of getting into a new home. RE/MAX Real Estate Partners is seasoned at aiding both new and experienced buyers alike in all areas of real estate. Contact us if your needs include a real estate pro ready for the business side of real estate.


RE/MAX Real Estate Partners can assist you with applying for a home loan.

For a lot of people, securing financing is one of the most demanding aspects of purchasing a house. But it doesn't have to be. I have excellent relationships with several lending companies in Cambridge, and they've helped me realize some things that can make the process of applying for a loan uncomplicated.

1 – Put together a list of questions about your loan program

Be sure you have a list of questions if you find that you do not completely comprehend the ins and outs of all the different programs. I or one of my lender contacts can help you understand the advantages and disadvantages of both programs, because it is hard to understand the differences between fixed and adjustable rate mortgages.

2 – Decide when you want to lock

Locking in denotes that your lender guarantees the interest rates for the loan – often at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the day of your loan application and the issuing of closing documents. Those who prefer to float think that interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to decrease your interest rate

When you choose to pay additional points to lower the rate of your mortgage loan, you'll pay for them in cash at closing. Every point is 1 percent of the mortgage loan. Click here to use our points calculator. It will help you decide if buying points is right for you.

4 – Bring your paperwork

Getting a mortgage loan requires lots of paperwork, so you should spend some time getting all your documents together. Click here to preview typical questions you'll have to answer on a loan app.
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